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Home owners insurance, we all have to have it if we own a home. How many of you that own a dog have been subjected to discrimination because of the breed of dog you have? I know that 10 years ago we moved to another county and needed home-owner's insurance for our new home. One of the strangest questions on the application was "do you own a dog" followed by "how many" then "what breed". I had 3 Chow Chows at the time and was honest about the number and breed. I got a letter in the mail a week later telling me that my homeowners insurance application was denied because we owned a banned dog breed. I was surprised and yet applied to another insurance company with the same result. The next time I applied to a 3rd company I lied and said 3 mixed breed dogs and got the policy.